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How we are paid

After the initial free consultation, we will agree with you whether we are paid by means of a fee payable by you, by means of commission which is payable from the provider and included in product charges, or a combination of the two.

Fees may be subject to VAT and we will advise you whether or not this is the case. Under current legislation commissions do not attract VAT.

Whether we take our remuneration by way of commission or fees will be a matter of discussion between us followed up with a written agreement - no charges for fees will be made without prior notification.

 

The FSA does not regulate some forms of mortgage for example Buy to Let.

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RB Financial is an appointed representative of IN Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Services Authority (http://www.fsa.gov.uk/register/home.do). FSA Registration No: 498568

RB Financial, Independent Financial Adviser, Life assurance, Pensions, Mortgages, Corporate, Tax planning, director benefits, employee benefits, benefit trusts, death-in-service benefits, long-term disability insurance, private medical insurance, Keyman insurance, shareholder insurance.