Retirement Options and Pension Planning Review

Retirement Options

Our options at retirement have changed dramatically over last few years. We now have greater access to the money in our pension funds, more investment choices, the chance to vary the pension income we receive and it is no longer compulsory to purchase an annuity.

These changes are all very positive and give clients the chance to manage their income during retirement and leave more to their estate.

However, with this increased flexibility and more options, you will need to know that your retirement income is secure for the future and will last as long as needed. I can guide you through all of the options.

Pension Planning Review

You may have given some thought as to when you want to retire and the level of income you might require when you do so.

You may have Ex Employers schemes and Personal pension plans, which may need reviewing in terms of charges and performance.

It is your money, and your future may depend on it.

This is particularly true at a time when State retirement ages are going up, final salary pension schemes are closing down and stock markets are volatile. Individuals now have a much greater responsibility for managing their investments for their retirement and determining how much they will need in order to retire in comfort. I am highly qualified in pension planning and can review your current arrangements and agree a workable plan to meet your retirement objectives.